Significant Bank Database Blog
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Blog posts
Dávila and Walther (2020) argue in their theoretical paper that large banks leverage more because they are aware that their decisions affect bailout policies. Dávila and Walther suggest that the optimal regulation features size-dependent policies that...
We are proud to announce that Polish O-SII banks have been added to the Significant Bank Database—welcome aboard! The newly included banks are Bank BPS, Bank Handlowy w Warszawie, Bank Pekao, PKO Bank, SGB Bank, and mBank. With their addition, the total number of...
We at Significant Bank Database were honoured to participate in the Annual Meeting of the Finnish Economic Association at TalTech (Tallinn University of Technology). The event gave us the opportunity to promote our database for economists and financial professionals...
Does GDP growth, or the business cycle, influence bank profitability? And if so, how significant is its impact? In this blog post, we explore these questions using the Significant Bank Database. To uncover the relationship, we apply Ordinary Least Squares (OLS)...
Ever wondered which European banks emerged as the most profitable in 2023, according to the Significant Bank Database? Let’s dive into the numbers! When listing the ten most profitable banks (including subsidiaries), Eastern European banks dominate the leaderboard,...
Exciting news! The Significant Bank Database now includes a Slovakian bank: 365.bank. Welcome aboard! While Slovakia was already represented in our dataset (since most of its O-SII banks are subsidiaries of significant institutions designated by the ECB), this new...
After a prolonged period of zero interest rates, interest rates finally came back to life, as illustrated in the accompanying figure by the sharp rise in rates starting in 2021. However, the downward trend in interest rates can be traced roughly back to the financial...
We are delighted to welcome Croatia to the Significant Bank Database! With Croatia’s entry, we have added two new banks: Hrvatska poštanska banka and OTP banka. As a subsidiary of a Hungarian bank, OTP banka brings an added dimension of cross-border activity to our...
The Significant Bank Database just got even better with the addition of Icelandic banks! This latest update brings three new banks: Arion Banki, Íslandsbanki, and Landsbankinn. All three banks are included in the database for the full 2009–2023 sampling period,...
With the database now updated to include data for 2023, we can explore the developments in the euro area and Western European banking sectors. A natural starting point is to examine how profitability has evolved throughout the 2020s. For this analysis, we use the...