Annual update in progress

We are pleased to announce that we have completed the data collection for the 2025 annual update. We will now begin constructing the 2025 edition of the database. As in previous years, the annual update is expected to be released in September. In addition, we have...

Exploring the impact of interest rates on bank profitability

After a prolonged period of zero interest rates, interest rates finally came back to life, as illustrated in the accompanying figure by the sharp rise in rates starting in 2021. However, the downward trend in interest rates can be traced roughly back to the financial...